[data-brand=goodchange] .mkt .page-conduit{--good-blue:#194A8E;--darkest-blue:#1A264F;--cloud:#E9F0F4;--cream:#F8F5F1;--orange:#D77F4E;--ink:#1A264F;--display:var(--mkt-dm-sans);--body:var(--mkt-dm-sans);--mono:var(--mkt-dm-mono);font-family:var(--body);color:var(--ink);line-height:1.7;font-size:17px}[data-brand=goodchange] .mkt .page-conduit a{color:var(--good-blue)}[data-brand=goodchange] .mkt .page-conduit .wrap{max-width:1080px;margin:0 auto;padding:0 24px}[data-brand=goodchange] .mkt .page-conduit .cbtn{display:inline-block;font-family:var(--display);font-weight:800;font-size:.95rem;text-decoration:none;padding:12px 24px;border-radius:6px;border:2px solid transparent}[data-brand=goodchange] .mkt .page-conduit .cbtn-primary{background:var(--good-blue);color:#fff}[data-brand=goodchange] .mkt .page-conduit .cbtn-primary:hover{background:var(--darkest-blue)}[data-brand=goodchange] .mkt .page-conduit .cbtn-ghost{border-color:var(--good-blue);color:var(--good-blue);background:transparent}[data-brand=goodchange] .mkt .page-conduit .cbtn-ghost:hover{background:var(--cloud)}[data-brand=goodchange] .mkt .page-conduit header.hero{background:var(--darkest-blue);color:var(--cream);padding:88px 0 0;overflow:hidden}[data-brand=goodchange] .mkt .page-conduit .eyebrow{font-family:var(--mono);font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;color:var(--orange)}[data-brand=goodchange] .mkt .page-conduit .hero h1{font-family:var(--display);font-weight:900;font-size:clamp(2.4rem,6vw,4.2rem);line-height:1.02;letter-spacing:-.025em;margin:18px 0 22px;max-width:16ch}[data-brand=goodchange] .mkt .page-conduit .hero h1 em{font-style:normal;color:var(--orange)}[data-brand=goodchange] .mkt .page-conduit .hero p.lede{font-size:1.15rem;max-width:56ch;color:#cfd9ec}[data-brand=goodchange] .mkt .page-conduit .hero .cta-row{margin:34px 0 0;display:flex;gap:14px;flex-wrap:wrap}[data-brand=goodchange] .mkt .page-conduit .hero .cbtn-primary{background:var(--orange);color:var(--darkest-blue)}[data-brand=goodchange] .mkt .page-conduit .hero .cbtn-primary:hover{background:#e69465}[data-brand=goodchange] .mkt .page-conduit .hero .cbtn-ghost{border-color:#cfd9ec;color:#cfd9ec}[data-brand=goodchange] .mkt .page-conduit .hero .cbtn-ghost:hover{background:rgba(233,240,244,.08)}[data-brand=goodchange] .mkt .page-conduit .route{margin:64px 0 0;padding:0 0 72px}[data-brand=goodchange] .mkt .page-conduit .route svg{width:100%;height:auto;display:block}[data-brand=goodchange] .mkt .page-conduit .route-caption{font-family:var(--mono);font-size:.78rem;color:#8fa2c6;margin-top:14px;text-align:center}[data-brand=goodchange] .mkt .page-conduit .flow-line{stroke-dasharray:12 24;animation:conduit-flow 1.6s linear infinite}[data-brand=goodchange] .mkt .page-conduit section{padding:84px 0}[data-brand=goodchange] .mkt .page-conduit .section-eyebrow{font-family:var(--mono);font-size:.75rem;letter-spacing:.22em;text-transform:uppercase;color:var(--good-blue)}[data-brand=goodchange] .mkt .page-conduit h2{font-family:var(--display);font-weight:900;font-size:clamp(1.8rem,4vw,2.6rem);letter-spacing:-.02em;line-height:1.08;margin:14px 0 18px;color:var(--darkest-blue)}[data-brand=goodchange] .mkt .page-conduit .section-lede{max-width:60ch;font-size:1.08rem}[data-brand=goodchange] .mkt .page-conduit .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px}[data-brand=goodchange] .mkt .page-conduit .step{background:#fff;border:1px solid rgba(26,38,79,.12);border-radius:10px;padding:28px;position:relative}[data-brand=goodchange] .mkt .page-conduit .step:before{content:attr(data-n);font-family:var(--mono);font-size:.75rem;color:var(--orange);letter-spacing:.18em;display:block;margin-bottom:14px}[data-brand=goodchange] .mkt .page-conduit .step h3{font-family:var(--display);font-weight:800;font-size:1.15rem;color:var(--darkest-blue);margin-bottom:10px}[data-brand=goodchange] .mkt .page-conduit .step p{font-size:.98rem}[data-brand=goodchange] .mkt .page-conduit .numbers{background:var(--cloud)}[data-brand=goodchange] .mkt .page-conduit .rate-pair{display:grid;grid-template-columns:1fr auto 1fr;align-items:stretch;gap:0;margin:48px 0 36px;border:1.5px solid var(--darkest-blue);border-radius:10px;overflow:hidden;background:#fff}[data-brand=goodchange] .mkt .page-conduit .rate-cell{padding:40px 32px;text-align:center}[data-brand=goodchange] .mkt .page-conduit .rate-cell.legacy{background:#fff}[data-brand=goodchange] .mkt .page-conduit .rate-cell.good{background:var(--darkest-blue);color:var(--cream)}[data-brand=goodchange] .mkt .page-conduit .rate-label{font-family:var(--mono);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;display:block;margin-bottom:12px}[data-brand=goodchange] .mkt .page-conduit .rate-cell.legacy .rate-label{color:var(--good-blue)}[data-brand=goodchange] .mkt .page-conduit .rate-cell.good .rate-label{color:var(--orange)}[data-brand=goodchange] .mkt .page-conduit .rate-fig{font-family:var(--display);font-weight:900;font-size:clamp(3rem,7vw,4.6rem);line-height:1;letter-spacing:-.03em}[data-brand=goodchange] .mkt .page-conduit .rate-cell.good .rate-fig{color:var(--orange)}[data-brand=goodchange] .mkt .page-conduit .rate-sub{font-family:var(--mono);font-size:.8rem;margin-top:12px;display:block;opacity:.85}[data-brand=goodchange] .mkt .page-conduit .rate-vs{display:flex;align-items:center;justify-content:center;font-family:var(--display);font-weight:900;padding:0 18px;color:var(--darkest-blue);border-left:1.5px solid var(--darkest-blue);border-right:1.5px solid var(--darkest-blue);background:var(--cream)}[data-brand=goodchange] .mkt .page-conduit .cover-stat{font-family:var(--mono);font-size:.95rem;text-align:center;margin-bottom:44px}[data-brand=goodchange] .mkt .page-conduit .cover-stat strong{color:var(--good-blue);font-size:1.15rem}[data-brand=goodchange] .mkt .page-conduit .basis{background:#fff;border-left:5px solid var(--orange);border-radius:0 10px 10px 0;padding:26px 30px;max-width:820px;margin:0 auto;box-shadow:0 1px 3px rgba(26,38,79,.08)}[data-brand=goodchange] .mkt .page-conduit .basis h3{font-family:var(--display);font-weight:800;font-size:1rem;color:var(--darkest-blue);margin-bottom:10px;letter-spacing:.01em}[data-brand=goodchange] .mkt .page-conduit .basis p{font-size:.93rem;line-height:1.65}[data-brand=goodchange] .mkt .page-conduit .basis p+p{margin-top:10px}[data-brand=goodchange] .mkt .page-conduit .control{background:var(--cream)}[data-brand=goodchange] .mkt .page-conduit .control-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:44px}[data-brand=goodchange] .mkt .page-conduit .control-item{border-top:3px solid var(--good-blue);padding:20px 4px 0}[data-brand=goodchange] .mkt .page-conduit .control-item h3{font-family:var(--display);font-weight:800;font-size:1.05rem;color:var(--darkest-blue);margin-bottom:8px}[data-brand=goodchange] .mkt .page-conduit .control-item p{font-size:.96rem}[data-brand=goodchange] .mkt .page-conduit .era{background:var(--darkest-blue);color:var(--cream)}[data-brand=goodchange] .mkt .page-conduit .era .section-eyebrow{color:var(--orange)}[data-brand=goodchange] .mkt .page-conduit .era h2{color:var(--cream)}[data-brand=goodchange] .mkt .page-conduit .era .section-lede{color:#cfd9ec}[data-brand=goodchange] .mkt .page-conduit .era-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(233,240,244,.18);border:1px solid rgba(233,240,244,.18);border-radius:10px;overflow:hidden;margin-top:44px}[data-brand=goodchange] .mkt .page-conduit .era-fact{background:var(--darkest-blue);padding:28px}[data-brand=goodchange] .mkt .page-conduit .era-fact h3{font-family:var(--mono);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--orange);margin-bottom:12px}[data-brand=goodchange] .mkt .page-conduit .era-fact p{font-size:.95rem;color:#cfd9ec}[data-brand=goodchange] .mkt .page-conduit .speed .inline-facts{display:flex;gap:40px;flex-wrap:wrap;margin-top:40px}[data-brand=goodchange] .mkt .page-conduit .inline-fact{flex:1;min-width:220px}[data-brand=goodchange] .mkt .page-conduit .inline-fact .big{font-family:var(--display);font-weight:900;font-size:2rem;color:var(--good-blue);letter-spacing:-.02em}[data-brand=goodchange] .mkt .page-conduit .inline-fact p{font-size:.95rem;margin-top:6px}[data-brand=goodchange] .mkt .page-conduit .cta-band{background:var(--good-blue);color:#fff;text-align:center;padding:72px 24px}[data-brand=goodchange] .mkt .page-conduit .cta-band h2{color:#fff;max-width:22ch;margin:14px auto 26px}[data-brand=goodchange] .mkt .page-conduit .cta-band .cbtn-primary{background:var(--orange);color:var(--darkest-blue)}[data-brand=goodchange] .mkt .page-conduit .cta-band .cbtn-primary:hover{background:#e69465}@media (max-width:820px){[data-brand=goodchange] .mkt .page-conduit .control-grid,[data-brand=goodchange] .mkt .page-conduit .era-facts,[data-brand=goodchange] .mkt .page-conduit .rate-pair,[data-brand=goodchange] .mkt .page-conduit .steps{grid-template-columns:1fr}[data-brand=goodchange] .mkt .page-conduit .rate-vs{border:none;border-top:1.5px solid var(--darkest-blue);border-bottom:1.5px solid var(--darkest-blue);padding:10px}}[data-brand=smartchange] .mkt .page-conduit .wrap{max-width:1080px;margin:0 auto;padding:0 24px}[data-brand=smartchange] .mkt .page-conduit .scbtn{display:inline-block;font-family:var(--sans);font-weight:700;font-size:.95rem;text-decoration:none;padding:13px 26px;border-radius:8px;border:2px solid transparent;transition:background .15s ease}[data-brand=smartchange] .mkt .page-conduit .scbtn-coral{background:var(--coral);color:#fff}[data-brand=smartchange] .mkt .page-conduit .scbtn-coral:hover{background:var(--coral-light)}[data-brand=smartchange] .mkt .page-conduit .scbtn-navy{background:var(--navy);color:#fff}[data-brand=smartchange] .mkt .page-conduit .scbtn-navy:hover{background:var(--navy-mid)}[data-brand=smartchange] .mkt .page-conduit .scbtn-outline-light{border-color:rgba(251,247,242,.6);color:var(--cream);background:transparent}[data-brand=smartchange] .mkt .page-conduit .scbtn-outline-light:hover{background:rgba(251,247,242,.1)}[data-brand=smartchange] .mkt .page-conduit header.hero{background:var(--navy);color:var(--cream);padding:88px 0 0;overflow:hidden}[data-brand=smartchange] .mkt .page-conduit .hero .eyebrow{color:var(--amber)}[data-brand=smartchange] .mkt .page-conduit .hero h1{font-weight:900;font-size:clamp(2.5rem,6vw,4.4rem);line-height:1;letter-spacing:-.04em;margin:18px 0 22px;max-width:17ch}[data-brand=smartchange] .mkt .page-conduit .hero h1 em{font-style:normal;color:var(--coral)}[data-brand=smartchange] .mkt .page-conduit .hero p.lede{font-size:1.12rem;max-width:56ch;color:#c9d4e8}[data-brand=smartchange] .mkt .page-conduit .hero .cta-row{margin:34px 0 0;display:flex;gap:14px;flex-wrap:wrap}[data-brand=smartchange] .mkt .page-conduit .hero-chips{font-family:var(--sans);font-weight:500;font-size:.85rem;color:#9fb0cd;margin-top:26px;letter-spacing:.01em}[data-brand=smartchange] .mkt .page-conduit .hero-chips b{color:var(--sky);font-weight:700}[data-brand=smartchange] .mkt .page-conduit .route{margin:56px 0 0;padding:0 0 64px}[data-brand=smartchange] .mkt .page-conduit .route svg{width:100%;height:auto;display:block}[data-brand=smartchange] .mkt .page-conduit .route-caption{font-family:var(--mono);font-size:.78rem;color:#7d90b3;margin-top:12px;text-align:center}@keyframes conduit-flow{to{stroke-dashoffset:-34}}[data-brand=smartchange] .mkt .page-conduit .flow-line{stroke-dasharray:10 24;animation:conduit-flow 1.7s linear infinite}[data-brand=smartchange] .mkt .page-conduit .section-eyebrow{font-family:var(--sans);font-weight:700;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--coral)}[data-brand=smartchange] .mkt .page-conduit h2{font-weight:800;font-size:clamp(1.8rem,4vw,2.7rem);letter-spacing:-.03em;line-height:1.1;margin:14px 0 18px;color:var(--navy)}[data-brand=smartchange] .mkt .page-conduit .section-lede{max-width:60ch;font-size:1.06rem}[data-brand=smartchange] .mkt .page-conduit .aud-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px}[data-brand=smartchange] .mkt .page-conduit .aud{background:#fff;border:1px solid var(--warm-grey);border-radius:12px;padding:26px 22px}[data-brand=smartchange] .mkt .page-conduit .aud .icon{font-size:1.5rem;display:block;margin-bottom:12px}[data-brand=smartchange] .mkt .page-conduit .aud h3{font-weight:700;font-size:1.02rem;letter-spacing:-.02em;margin-bottom:8px;line-height:1.2}[data-brand=smartchange] .mkt .page-conduit .aud p{font-size:.9rem;color:#3d4a63}[data-brand=smartchange] .mkt .page-conduit .how{background:var(--sky-light)}[data-brand=smartchange] .mkt .page-conduit .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:44px}[data-brand=smartchange] .mkt .page-conduit .step{background:#fff;border-radius:12px;padding:28px;border:1px solid rgba(14,30,61,.08)}[data-brand=smartchange] .mkt .page-conduit .step .step-tag{font-family:var(--mono);font-weight:500;font-size:.72rem;letter-spacing:.12em;color:var(--sky);display:block;margin-bottom:14px;text-transform:uppercase}[data-brand=smartchange] .mkt .page-conduit .step h3{font-weight:700;font-size:1.15rem;letter-spacing:-.02em;margin-bottom:10px;line-height:1.2}[data-brand=smartchange] .mkt .page-conduit .step p{font-size:.95rem;color:#3d4a63}[data-brand=smartchange] .mkt .page-conduit .big-stat{display:flex;align-items:baseline;gap:26px;flex-wrap:wrap;margin:44px 0 18px}[data-brand=smartchange] .mkt .page-conduit .big-fig{font-weight:900;font-size:clamp(4rem,10vw,7rem);line-height:1;letter-spacing:-.04em;color:var(--coral)}[data-brand=smartchange] .mkt .page-conduit .big-label{max-width:34ch;font-size:1.1rem;font-weight:500;line-height:1.45}[data-brand=smartchange] .mkt .page-conduit .stat-note{font-family:var(--sans);font-weight:500;font-size:.85rem;color:#8A8A8A;max-width:70ch}[data-brand=smartchange] .mkt .page-conduit .stat-chips{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}[data-brand=smartchange] .mkt .page-conduit .chip{background:var(--sky-light);border-radius:8px;padding:10px 16px;font-weight:500;font-size:.85rem;color:var(--navy)}[data-brand=smartchange] .mkt .page-conduit .trust{background:var(--navy);color:var(--cream)}[data-brand=smartchange] .mkt .page-conduit .trust .section-eyebrow{color:var(--amber)}[data-brand=smartchange] .mkt .page-conduit .trust h2{color:var(--cream)}[data-brand=smartchange] .mkt .page-conduit .trust .section-lede{color:#c9d4e8}[data-brand=smartchange] .mkt .page-conduit .trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:44px}[data-brand=smartchange] .mkt .page-conduit .trust-item{background:var(--navy-mid);border-radius:12px;padding:26px 28px}[data-brand=smartchange] .mkt .page-conduit .trust-item h3{font-weight:700;font-size:1.05rem;letter-spacing:-.02em;margin-bottom:8px;color:#fff}[data-brand=smartchange] .mkt .page-conduit .trust-item h3 span{color:var(--coral)}[data-brand=smartchange] .mkt .page-conduit .trust-item p{font-size:.94rem;color:#c9d4e8}[data-brand=smartchange] .mkt .page-conduit .crisis-card{display:grid;grid-template-columns:1.2fr 1fr;gap:36px;align-items:center;background:#fff;border:1px solid var(--warm-grey);border-left:6px solid var(--amber);border-radius:12px;padding:38px 40px;margin-top:12px}[data-brand=smartchange] .mkt .page-conduit .crisis-card h3{font-weight:800;font-size:1.5rem;letter-spacing:-.03em;margin-bottom:12px;line-height:1.15}[data-brand=smartchange] .mkt .page-conduit .crisis-card p{font-size:1rem;color:#3d4a63}[data-brand=smartchange] .mkt .page-conduit .crisis-facts{display:grid;gap:16px}[data-brand=smartchange] .mkt .page-conduit .crisis-fact .n{font-weight:900;font-size:1.7rem;letter-spacing:-.03em;color:var(--sky)}[data-brand=smartchange] .mkt .page-conduit .crisis-fact p{font-weight:500;font-size:.88rem;color:#3d4a63}[data-brand=smartchange] .mkt .page-conduit .cta-band{background:var(--coral);color:#fff;text-align:center;padding:76px 24px}[data-brand=smartchange] .mkt .page-conduit .cta-band .eyebrow{color:rgba(255,255,255,.85)}[data-brand=smartchange] .mkt .page-conduit .cta-band h2{color:#fff;max-width:24ch;margin:14px auto 28px}[data-brand=smartchange] .mkt .page-conduit .cta-band .scbtn{background:#fff;color:var(--navy)}[data-brand=smartchange] .mkt .page-conduit .cta-band .scbtn:hover{background:var(--cream)}@media (max-width:860px){[data-brand=smartchange] .mkt .page-conduit .aud-grid{grid-template-columns:repeat(2,1fr)}[data-brand=smartchange] .mkt .page-conduit .crisis-card,[data-brand=smartchange] .mkt .page-conduit .steps,[data-brand=smartchange] .mkt .page-conduit .trust-grid{grid-template-columns:1fr}}@media (max-width:520px){[data-brand=smartchange] .mkt .page-conduit .aud-grid{grid-template-columns:1fr}}